26223 people have joined the ‘Inspire’ Insurance Scheme, jointly implemented by Kudumbashree and United Insurance Company to provide medical benefits to Haritha Karma Sena members, this year. The insurance scheme is being implemented as part of providing health security to the members of Haritha Karma Sena.
People between the ages of 18 and 75 can join the insurance scheme through their respective CDSs. The annual premium is Rs. 1384. Fifty percent of this will be provided by Kudumbashree and fifty percent by the Haritha Karma Sena Consortium. According to this, each member will only have to pay Rs 692 each. Those who become members of the insurance scheme will receive a total of Rs 2 lakhs as medical benefits. Up to Rs 50,000 will also be provided for existing illnesses. The policy holder will receive Rs 2 lakhs in addition to this. Until last year, the medical benefit received through the scheme was Rs 1 lakh.
Currently, to take out an individual insurance policy that provides a medical benefit of Rs 2 lakhs, an annual premium of Rs 5,000 to 6,000 is required. However, through the Kudumbashree 'Inspire' Insurance Scheme, they will get a benefit of Rs. 2 lakhs at an annual premium of Rs. 692. Another advantage is that Haritha Karma Sena members can join the scheme and ensure insurance coverage up to the age of 75.
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Health Security of Haritha Karma Sena members: Insurance coverage for 26,223 people through ‘Inspire’ Scheme