6.7 lakh Kudumbashree members had shown interest to enroll for the KSFE Vidyashree Scheme, which enables the needy NHG members to buy laptops. Vidyashree Scheme is being implemented by Kudumbashree in association with Kerala State Financial Enterprises (KSFE) for supporting students. Till date, 6,70,156 Kudumbashree members came forward to become part of this scheme and out of them, 5,12,561 members opted for receipt of laptops, as during the crisis situation of COVID 19, the educational system is in transition and becoming more dependent on online education.
Vidyashree is a micro chitty of Rs 15,000 with a monthly installment of Rs 500 for 30 months. A NHG member can enroll for only one Vidyashree Chitty. As per this, if a Kudumbashree member becomes part of this scheme, after the payment of the third installment, she may inform the NHG if she needs a laptop. Laptop with the specifications prescribed by the Education Department, procured from the agencies empanelled by IT Department would be made available for them. These laptops would cost less than Rs 15,000.
As per Vidyashree, after the payment of the third installment, all in need can own a laptop as the laptop will be provided by KSFE. When the chitty installment payment would be complete, the members would get the remaining amount in the chitty (if any) including interest, excluding the cost of the laptop. Those who repay the chitty regularly need not pay the installment amount of Rs 500 during the 10th term and 20th term. KSFE would pay this. In addition, for those who regularly repay the chitty starting from 1st term up to the 30th term, KSFE would bear the first installment of Rs 500 for enrolling in a similar scheme that would be started. In short, those who repay without fail may save Rs 1500. Those Kudumbashree members who do not need a laptop may also join this scheme. After paying the 13th monthly instalment, they may draw the full city amount (if needed) without any bid or lot. They would also get the savings interest of KSFE as well. The repayment should be done without any fail. The NHG and CDS would oversee the monthly repayment.
Kudumbashree collected the details of the NHG members who are interested in joining this micro savings programme which aims at making available laptops for the common people as laptops are becoming inevitable for enabling online education.
Kudumbashree is proud to be part of an activity that helps the newer generation to get in tune with the changing time through the Vidyashree Scheme associating with Kerala State Financial Enterprises(KSFE).
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